diff --git a/src/composables/useSubApproveUserResolver.ts b/src/composables/useSubApproveUserResolver.ts
new file mode 100644
index 0000000..4f6fe9d
--- /dev/null
+++ b/src/composables/useSubApproveUserResolver.ts
@@ -0,0 +1,72 @@
+import { ref } from 'vue';
+import { getUserList } from '/@/api/common/api';
+
+function normalizeCommaList(value: string): string {
+  return String(value || '')
+    .split(',')
+    .map((s) => s.trim())
+    .filter(Boolean)
+    .join(',');
+}
+
+function normalizeDisplayNames(value: string): string {
+  return String(value || '')
+    .split(/[,，;；、]/)
+    .map((s) => s.trim())
+    .filter(Boolean)
+    .join('、');
+}
+
+/**
+ * 部门经办人选人 + 名称解析，统一 BgXiSpeak / DqInspectTask 等 BPM 表单的
+ * username → realname 转换逻辑。
+ *
+ * - `usernames`:    原始 username（逗号分隔），绑定 sz-dept-user-modal 的 v-model
+ * - `displayNames`: 真实姓名（顿号分隔），用于审批意见模板和 formScope
+ * - `setDisplayNames`: modal @confirm 已携带 realname 时直接设置（同步，无 API）
+ * - `initFromData`: 从已保存数据初始化时，通过 API 一次性解析 username → realname
+ */
+export function useSubApproveUserResolver() {
+  const usernames = ref('');
+  const displayNames = ref('');
+
+  /** modal @confirm 回调直接设置已携带的 realname */
+  function setDisplayNames(userIds: string, realnames: string) {
+    usernames.value = normalizeCommaList(userIds);
+    displayNames.value = normalizeDisplayNames(realnames);
+  }
+
+  /** 从已保存数据初始化（需 API 解析 username → realname） */
+  async function initFromData(rawUsernames: string) {
+    usernames.value = normalizeCommaList(rawUsernames);
+    if (!usernames.value) {
+      displayNames.value = '';
+      return;
+    }
+
+    try {
+      const res = await getUserList({
+        username: usernames.value,
+        isMultiTranslate: 'true',
+        pageNo: 1,
+        pageSize: 999,
+      });
+      const records = res?.records || res?.result?.records || res || [];
+      const nameMap: Record<string, string> = {};
+      for (const item of records) {
+        const u = String(item?.username || '').trim();
+        const r = String(item?.realname || item?.name || '').trim();
+        if (u && r) nameMap[u] = r;
+      }
+      const resolved = usernames.value
+        .split(',')
+        .map((u) => nameMap[u.trim()] || u.trim())
+        .filter(Boolean);
+      displayNames.value = normalizeDisplayNames(resolved.join(','));
+    } catch {
+      // 解析失败，保持空
+    }
+  }
+
+  return { usernames, displayNames, setDisplayNames, initFromData };
+}
diff --git a/src/views/bg/xispeak/components/BgXiSpeakBPMForm.vue b/src/views/bg/xispeak/components/BgXiSpeakBPMForm.vue
index 30dbf50..8869d7d 100644
--- a/src/views/bg/xispeak/components/BgXiSpeakBPMForm.vue
+++ b/src/views/bg/xispeak/components/BgXiSpeakBPMForm.vue
@@ -246,7 +246,7 @@
             </a-col>
             <a-col v-if="showSubApproveUserSelector" :span="12">
               <a-form-item label="部门经办人" :labelCol="wideLabelCol" :wrapperCol="wideWrapperCol">
-                <sz-dept-user-modal v-model:value="subApproveUser" :disabled="savingSubApproveUser" />
+                <sz-dept-user-modal v-model:value="subApproveUser" :disabled="savingSubApproveUser" @confirm="setDisplayNames" />
               </a-form-item>
             </a-col>
           </a-row>
@@ -278,7 +278,7 @@
   import JDictSelectTag from '/@/components/Form/src/jeecg/components/JDictSelectTag.vue';
   import Icon from '/@/components/Icon/index';
   import { bgXiSpeakFeedbackList, bgXiSpeakFeedbackDelete, saveBpmForm, saveSubApprove, getProcessVariable } from '../BgXiSpeak.api';
-  import { getUserList } from '/@/api/common/api';
+  import { useSubApproveUserResolver } from '/@/composables/useSubApproveUserResolver';
   import { usePermission } from '/@/hooks/web/usePermission';
   import TaskHandleInnerContent from '/@/views/super/bpm/process/personalOffice/myHandleTask/content/TaskHandleInnerContent.vue';
   import BgXiSpeakBPMFeedbackModal from './BgXiSpeakBPMFeedbackModal.vue';
@@ -328,9 +328,7 @@ import {
   const showBaseInfoDetail = ref(false);
   const showFeedbackDetail = ref(true);
   const feedbackList = ref<any[]>([]);
-  const subApproveUser = ref('');
-  const subApproveUserNameText = ref('');
-  const userResolveVersion = ref(0);
+  const { usernames: subApproveUser, displayNames: subApproveUserNameText, setDisplayNames, initFromData } = useSubApproveUserResolver();
   const isEnd = ref(0);
 
   const mainForm = reactive<Record<string, any>>({
@@ -469,9 +467,10 @@ import {
     Task_0jrgrzs: buildDeptHandlerFeedbackReason,
     Task_12vdqzv: buildDeptHandlerFeedbackReason,
     // 部门负责人接受任务并分配
-    Task_1v9ce78: () => buildDeptLeaderAssignReason(
-      normalizeDeptNames(subApproveUserNameText.value || subApproveUser.value),
-    ),
+    Task_1v9ce78: () => {
+      if (isEnd.value === 1) return '';
+      return buildDeptLeaderAssignReason(normalizeDeptNames(subApproveUserNameText.value));
+    },
     // 部门负责人直接反馈
     Task_0sialna: buildDeptLeaderDirectFeedbackReason,
     // 督办部门经办人确认全部反馈事项
@@ -525,14 +524,13 @@ import {
     },
     { immediate: true }
   );
-
-  watch(
-    subApproveUser,
-    (value) => {
-      resolveSubApproveUserName(value);
-    },
-    { immediate: true }
-  );
+  watch(isEnd, (val) => {
+    const vars = props.formData?.vars;
+    if (vars) {
+      vars.is_end = String(val);
+      vars.isEnd = String(val);
+    }
+  });
 
   async function initFormData() {
     const dataId = props.formData?.dataId;
@@ -560,7 +558,7 @@ import {
     if (approveInfo && deptId && approveInfo[deptId]) {
       const detail = approveInfo[deptId];
       isEnd.value = detail.isEnd ?? 0;
-      subApproveUser.value = detail.implWorker ?? '';
+      initFromData(detail.implWorker ?? '');
     }
   }
 
@@ -771,42 +769,6 @@ import {
       .join(',');
   }
 
-  async function resolveSubApproveUserName(value: any) {
-    const resolveVersion = ++userResolveVersion.value;
-    const usernames = normalizeUsernameList(value);
-    if (!usernames) {
-      subApproveUserNameText.value = '';
-      return;
-    }
-
-    subApproveUserNameText.value = normalizeDeptNames(usernames);
-    try {
-      const res = await getUserList({ username: usernames, isMultiTranslate: 'true', pageNo: 1, pageSize: 999 });
-      if (resolveVersion !== userResolveVersion.value) {
-        return;
-      }
-      const records = res?.records || res?.result?.records || res || [];
-      const userNameMap = Array.isArray(records)
-        ? records.reduce((cache: Record<string, string>, item: any) => {
-            const username = String(item?.username || '').trim();
-            const realname = String(item?.realname || item?.name || '').trim();
-            if (username && realname) {
-              cache[username] = realname;
-            }
-            return cache;
-          }, {})
-        : {};
-      const names = usernames
-        .split(',')
-        .map((username) => userNameMap[username] || username)
-        .filter(Boolean);
-      subApproveUserNameText.value = normalizeDeptNames(names.join(','));
-    } catch {
-      if (resolveVersion === userResolveVersion.value) {
-        subApproveUserNameText.value = normalizeDeptNames(usernames);
-      }
-    }
-  }
 
   function handleProcessSuccess() {
     emit('success');
diff --git a/src/views/dq/inspectTask/components/DqInspectTaskBPMForm.vue b/src/views/dq/inspectTask/components/DqInspectTaskBPMForm.vue
index 7536aec..804bcbe 100644
--- a/src/views/dq/inspectTask/components/DqInspectTaskBPMForm.vue
+++ b/src/views/dq/inspectTask/components/DqInspectTaskBPMForm.vue
@@ -245,6 +245,8 @@ import SzDeptUserModal from '/@/components/semri/deptUserComponent/SzDeptUserMod
   import { usePermission } from '/@/hooks/web/usePermission';
   import { PARTY_COMMITTEE_DEPT_ID, SDW_LEADER_ROLE_ID } from '/@/constant/supervision';
 import { useSelectNameResolver } from '/@/composables/useSelectNameResolver';
+import { useSubApproveUserResolver } from '/@/composables/useSubApproveUserResolver';
+import { buildDeptLeaderAssignReason, normalizeDeptNames } from '/@/composables/useDefaultApprovalReason';
   import TaskHandleInnerContent from '/@/views/super/bpm/process/personalOffice/myHandleTask/content/TaskHandleInnerContent.vue';
   import DqInspectTaskBPMFeedbackModal from './DqInspectTaskBPMFeedbackModal.vue';
   import SUploadFile from '/@/components/semri/fileComponent/SUploadFile.vue';
@@ -279,8 +281,7 @@ import { useSelectNameResolver } from '/@/composables/useSelectNameResolver';
   const showBaseInfoDetail = ref(false);
   const showFeedbackDetail = ref(true);
   const feedbackList = ref<any[]>([]);
-  const subApproveUser = ref('');
-  const subApproveUserNames = ref('');
+  const { usernames: subApproveUser, displayNames: subApproveUserNames, setDisplayNames } = useSubApproveUserResolver();
   const isEnd = ref(0);
   const problemTreeData = ref<any[]>([]);
   const loadingProblemOptions = ref(false);
@@ -408,6 +409,22 @@ import { useSelectNameResolver } from '/@/composables/useSelectNameResolver';
     processTableName: props.formData?.processTableName,
   }));
 
+  // ==================== 默认审批意见 ====================
+  // 仅覆盖需要动态内容（人名）的节点，其余节点走后端节点配置
+  const handleReasonTemplateMap: Record<string, () => string> = {
+    // 责任部门领导接受任务并分配
+    Task_1c64uvl: () => {
+      if (isEnd.value === 1) return '';
+      return buildDeptLeaderAssignReason(normalizeDeptNames(subApproveUserNames.value));
+    },
+  };
+
+  const defaultHandleReason = computed(() => {
+    const builder = handleReasonTemplateMap[String(processInfo.value.taskDefKey || '')];
+    return builder ? builder() : '';
+  });
+
+  provide('formDefaultReason', defaultHandleReason);
   provide('extraVars', formScope);
   provide('flowVars', computed(() => props.formData?.vars || {}));
 
@@ -613,7 +630,7 @@ import { useSelectNameResolver } from '/@/composables/useSelectNameResolver';
   }
 
   function onSubApproveUserConfirm(userIds: string, realnames: string) {
-    subApproveUserNames.value = realnames || '';
+    setDisplayNames(userIds, realnames);
   }
 
   async function saveSubApproveUserVariable(options: { showSuccessMessage?: boolean } = {}) {